Federal Wealth Builder

Your TSP,
tracked toward your number.

MillionTSP turns your Thrift Savings Plan into a live retirement dashboard — balance, goal progress, fund prices, and risk, all in one place built for federal employees.

$550K
Sample balance
55%
To $1M goal
13
TSP funds tracked
+24.8%
YTD in demo
MillionTSP home screen showing balance and goal progress
What's inside

Six screens. One number to watch.

Every figure on your phone maps to a decision — how much you're saving, how fast it's compounding, and how far it still has to go.

Retirement goal progress screen
01 — Goal tracking

Set your number. Watch it close in.

Enter your target balance and MillionTSP shows a live progress bar, dollars remaining, and a projected payoff date based on your current pace.

  • Current balance vs. remaining to goal
  • Projected date at your account's real return rate
  • "What if" slider for extra contributions
Live TSP fund prices screen
02 — Live fund prices

Every fund. Every close.

G, F, C, S, I, and every L Income lifecycle fund — closing price, dollar change, and daily and weekly performance, updated as soon as new prices post.

  • All core and lifecycle funds in one table
  • Daily and week-to-date % change
  • Timestamped to the minute
Portfolio risk and volatility score screen
03 — Risk score

Know how exposed you really are.

A plain-English volatility score and a fund-by-fund risk breakdown, with rebalancing guidance scaled to your years left until retirement.

  • 0–10 volatility score with conservative/moderate/aggressive read
  • Per-fund risk rating and allocation
  • Guidance tied to your time horizon
Contribution optimizer and financial fitness score screen
04 — Contribution optimizer

Find the contribution that actually moves the needle.

Model salary and contribution percentages, split Roth vs. Traditional, and get a graded Financial Fitness Score across contribution rate, diversification, goal progress, and loan status.

  • Roth / Traditional split modeling
  • Graded score with specific fixes
  • Agency-match guardrails built in
Performance history screen
05 — Performance history

See the whole track record, not just today.

Best days, worst days, total dollars gained, and year-over-year summaries — so a single bad afternoon never distorts the bigger picture.

  • All-time best/worst day tracking
  • Total dollars gained since you started
  • Year-over-year summaries each December
Good to know

Built for federal employees, not brokers.

Is my TSP data safe?

MillionTSP never asks for your TSP.gov login. You enter your balance and goal directly — nothing is scraped or synced from the Thrift Board.

Does it replace a financial advisor?

No — it's a tracking and planning tool, not investment advice. Use it to see where you stand, then talk specifics through with a licensed advisor.

Which funds are covered?

All five core funds (G, F, C, S, I) plus every L Income lifecycle fund the Thrift Board offers.

iPhone and Android?

Yes — MillionTSP is built for both, with the same balance and goal data on either platform.

Start closing the gap
to your number.

Free to download. Set your goal in under a minute.